National Housing Fund Scheme – NHF

The NHF scheme is for Nigerians in all sectors of the economy, particularly those who are contributing to the National Housing Fund Scheme; the low and medium-income levels who cannot afford commercial housing loans e.g. civil servants, traders, artisans, commercial drivers, etc.

Benefits

0.1 Benefit

0 - 10% equity contribution

10%

0.2 Benefit

6% Interest Rate

6%

0.3 Benefit

Loan per person – 1 million – N50 million

1M - 50M

0.4 Benefit

Loan tenor is up to 30 years

30yrs

The home renovation loan enables homeowners to improve their living conditions by providing funds for renovations and repairs.

Eligibility

1

Be a contributor to the National Housing Fund for at least 6 months.

2

Open a savings account with ITMB PLC.

3

Apply for a loan through our mortgage bank.

Ready to take the next step?

We are here to make the journey easy and stress-free. Whether you are buying your first home, upgrading, or investing — we will guide you every step of the way.

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